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Affordable Housing Means Stronger Communities

The Alabama Housing Finance Authority (AHFA) is committed to expanding affordable housing opportunities across Alabama.

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Today's Rates:
5.500%

First Step
(FHA/VA/USDA)

6.000%

First Step
(CONV)

6.000%

Step Up
(FHA/VA/USDA)

6.375%

Step Up
(CONV)

Who We Serve

Our mission is simple: The Alabama Housing Finance Authority (AHFA) provides homeowner and rental opportunities for Alabamians.

  • Homeownership

    Since 1980, AHFA’s versatile, affordable programs have helped more than 75,000 families purchase a home.

    Homeownership
  • Rental Housing

    AHFA finances the construction and preservation of affordable rental housing across Alabama.

    Rental Housing
  • Mortgage Servicing

    ServiSolutions® can help manage your risk by servicing most loans, regardless of household income.

    Mortgage Servicing
  • AHFA Kids

    We hope to educate children of all ages on
financial literacy so that they can make
smart, real-life financial decisions.

    AHFA Kids

Building Affordable Housing Opportunities Across Alabama

AHFA has been Alabama’s trusted resource for affordable housing since 1980. Created as a public corporation by the Alabama Legislature, AHFA is dedicated to meeting the housing needs of low- and moderate-income residents.

About Us
90k

homeowners helped

60k

rental housing units

45+

years of experience

News

Stay informed with the latest updates and stories from AHFA.

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Developer Tips for Success | Attorneys & Consultants
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AHFA Opens 2026 Application Cycle with Statewide Multifamily Workshop

This year’s event brought together more than 120 professionals from organizations across Alabama for a full day of training and collaboration.

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Success Stories

Families across Alabama are finding more than just a home. They are discovering community, opportunity, and a chance to start over. Dorothy gained affordable housing and a supportive neighborhood close to her daughter. The Stewart family transitioned from renting to owning in Cordova with help from AHFA’s Step Up program. Erica, once a scholarship recipient raised in affordable housing, now helps other students with a similar backgrounds to pursue their dreams.

Click below to read these stories and others that showcase the lasting impact of housing programs and build the foundation for a successful future. 

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