How Do I Apply?
AHFA does not offer mortgage loans directly to homebuyers. We work with a select network of lenders across Alabama who will help you learn more about our programs. They'll also walk you through every step of the home buying loan qualification process.
Below is a list of our active participating lenders for First Step, Step Up, and MCC. Contact us at [email protected] to help find a lender in your area.
| Lenders |
First Step |
Step Up |
MCC |
| Acopia, LLC |
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| American Pacific Mortgage Corp. |
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| American Portfolio Mortgage Corp. |
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| Ameris Bank |
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| Assurance Financial Group, LLC |
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| AuburnBank |
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| Avadian Credit Union |
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| Atlantic Bay Mortgage Group, LLC |
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| BankFirst Financial Services |
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| Bank Independent |
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| Bank of England |
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| Bank of Frankewing |
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| Bay Equity, LLC |
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| Boxcar Mortgage LLC dba Highland Mortgage |
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| Bryant Bank |
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| Cadence Bank |
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| Canopy Mortgage, LLC |
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| Cardinal Financial Co. |
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| CB&S Bank |
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| Centennial Bank |
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| Churchill Mortgage Corp. |
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| CMG Mortgage dba CMG Home Loans |
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| Community Bank of Mississippi |
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| CrossCountry Mortgage, LLC |
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| DAS Acquisition, LLC |
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| DHI Mortgage Company |
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| Direct Mortgage Loans, LLC |
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| Embrace Home Loans, Inc. |
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| Envoy Mortgage, LTD |
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| Everett Financial d/b/a Supreme Lending |
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| FBC Mortgage, LLC |
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| Fairway Independent Mortgage Corp. |
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| First Bank |
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| First Community Bank of Central Alabama |
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| First Community Mortgage, Inc. |
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| First Federal Bank |
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| First Horizon Bank |
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| First National Bank of Pulaski |
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| FirstTrust Home Loans, Inc dba 'FT Home Loans' |
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| Geneva Financial, LLC |
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| Guaranteed Rate, Inc. |
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| Guild Mortgage Company, LLC |
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| Hamilton Mortgage Corp. |
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| Hancock Whitney Bank |
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| Homeowners Financial Group USA, LLC |
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| Hometrust Mortgage Co. dba MortgageAmerica, Inc. |
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| InterLinc Mortgage Services, LLC |
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| Ixonia Bank dba Novus Home Mortgage |
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| LeaderOne Financial Corp. |
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| Lendlo Mortgage, LLC |
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| Lennar Mortgage, LLC |
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| Liberty Financial a Division of ETFCU |
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| loanDepot.com, LLC d/b/a imortgage |
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| Lower, LLC |
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| Moria Development dba Peoples Mortgage |
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| Movement Mortgage, LLC |
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| Mutual of Omaha Mortgage, Inc. |
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| Nations Lending Corp. |
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| New American Funding (fka "Broker Solutions") |
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| NFM, Inc. (NFM Lending) |
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| Northpointe Bank |
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| Pinnacle Financial Partners (Pinnacle Bank) |
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| Planet Home Lending, LLC |
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| Premier Mortgage Resources, LLC |
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| Primary Residential Mortgage, Inc. |
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| PrimeLending, a PlainCapital Company |
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| Princeton Mortgage Corp. |
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| Prosperity Home Mortgage, LLC |
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| Regions Financial Corp. |
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| Renasant Bank |
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| River Bank & Trust |
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| SWBC Mortgage Corp. |
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| ServisFirst Bank |
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| Southeast Mortgage of Georgia, Inc. |
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| SouthPoint Bank |
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| SouthState Bank, NA |
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| Southwest Funding, LP |
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| Stockton Mortgage Corp. |
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| Success Mortgage Partners |
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| Synovus Bank |
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| The First Bank |
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| The Mortgage Firm |
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| The Mortgage Link, Inc. |
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| TJC Mortgage dba MortgageRight |
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| Trustmark Mortgage |
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| Union Home Mortgage |
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| United Community Bank |
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| Valley National Bank |
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| Vanderbilt Mortgage & Finance, Inc. dba Silverton Mortgage |
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| Victorian Finance, LLC |
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