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Homebuyers

How Do I Apply?

AHFA does not offer mortgage loans directly to homebuyers. We work with a select network of lenders across Alabama who will help you learn more about our programs. They'll also walk you through every step of the home buying loan qualification process.

Below is a list of our active participating lenders for First Step. Contact us at [email protected] to help find a lender in your area.

Absolute Home Mortgage
Acopia, LLC
American Pacific Mortgage Corp.
American Portfolio Mortgage Corp. 
Ameris Bank
Assurance Financial Group, LLC
Atlantic Bay Mortgage
AuburnBank
BankFirst Financial Services
Bank Independent
Bay Equity, LLC
Boxcar Mortgage LLC dba Highland Mortgage
Bryant Bank
Cadence Bank
Canopy Mortgage
Cardinal Financial Co. 
CB&S Bank
Centennial Bank
Churchill Mortgage Corp.
CMG Mortgage dba CMG Home Loans
Community Bank of Mississippi
CrossCountry Mortgage, LLC
DAS Acquisition, LLC
DHI Mortgage Co. 
Direct Mortgage Loans, LLC
Embrace Home Loans, Inc. 
Everett Financial dba Supreme Lending
Fairway Independent Mortgage Corp. 
FBC Mortgage, LLC
FirstBank
First Community Bank of Central Alabama
First Community Mortgage
First Federal Bank
First Horizon Bank
First National Bank of Pulaski
FirstTrust Home Loans dbs Home In
Geneva Financial, LLC
Guaranteed Rate, Inc.
Guild Mortgage Company, LLC
Hamilton Mortgage Corp.
Homeowners Financial Group USA, LLC
Hometrust Mortgage Co. dba MortgageAmerica, Inc.
Hancock Whitney Bank 
Interlinc Mortgage Services, LLC
Ixonia Bank dba Novus Home Mortgage
LeaderOne Financial Corp.
Lendlo Mortgage, LLC
Lennar Mortgage
Liberty Federal Credit Union
LoanDepot 
Lower, LLC
Moria Development dba Peoples Mortgage
Nations Lending Corp. 
New American Funding dba Broker Solutions
NFM, Inc.
Pinnacle Financial Partners (Pinnacle Bank)
Planet Home Lending
Primary Residential Mortgage
Prime Lending, a PlainsCapital Company
Princeton Mortgage
Prosperity Home Mortgage, LLC
Regions Financial Corp. 
Renasant Bank
River Bank & Trust
ServisFirst Bank
SouthPoint Bank
SouthState Bank, NA
Stockton Mortgage Corp.
Southwest Funding, LP
Success Mortgage Partners
Trustmark Mortgage
The First Bank
The Mortgage Firm 
Union Home Mortgage
United Community Bank
Valley National Bank
Vanderbilt Mortgage
Victorian Finance, LLC

Below is a list of our active participating lenders for Step Up and MCC. Contact us at [email protected] to help find a lender in your area.

Absolute Home Mortgage Corp.
Acopia Home Loans
American Pacific Mortgage Corporation
American Portfolio Mortgage Corp.
Assurance Financial Group, LLC
Atlantic Bay Mortgage Group, LLC
Auburn Bank
Bank Independent
Boxcar Mortgage LLC dba Highland Mortgage
Cadence Bank
Canopy Mortgage, LLC
Cardinal Financial
Churchill Mortgage
CMG Financial
CrossCountry Mortgage, LLC
Direct Mortgage Loans, LLC
DHI Mortgage Co. 
Draper & Kramer Mortgage Corp.
Embrace Home Loans
Everett Financial dba Supreme Lending
Fairway Independent Mortgage Corporation
FBC Mortgage, LLC
First Federal Bank
First Horizon Bank
FirstBank
Guaranteed Rate, Inc.
Guild Mortgage
Homeowners Financial Group
Interlinc Mortgage
Lendlo Mortgage, LLC
Lennar Mortgage, LLC
LoanDepot
MortgageRight
Movement Mortgage
New American Funding
Northpointe Bank
Peoples Mortgage Company
Planet Home Lending
PrimeLending
Princeton Mortgage Corporation
Prosperity Home Mortgage, LLC
Renasant Bank
River Bank & Trust
SouthPoint Bank
SouthState Bank
Stockton Mortgage Corporation
Success Mortgage Partners
SWBC Mortgage Corporation
Synovus Bank
The First
Trustmark Mortgage
Tyndall Federal Credit Union
Union Home Mortgage
Vanderbilt Mortgage & Finance, Inc., dba Silverton Mortgage
Victorian Finance, LLC