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Income Limits

These limits (effective on applications taken as of April 15, 2021) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

 NON-TARGET AREA
Family Size

3+    1-2

 3+   1-2
STATEWIDE
(except counties specified below)

$93,380   $80,040

 $76,705   $66,700
BALDWIN COUNTY

$100,050   $89,160

$85,445   $74,300
BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $100,050   $93,600

$89,700   $78,000
COFFEE COUNTY

$94,780   $81,240

$77,855   $67,700
HUNTSVILLE AREA
(Limestone & Madison Counties)

$100,050   $99,480

$95,335   $82,900
LEE COUNTY

 $100,050   $93,600

$89,700   $78,000
MONTGOMERY AREA
(Autauga, Elmore, Lowndes & Montgomery Counties)

 $94,640  $81,120

$77,740   $67,600

TUSCALOOSA AREA
(Hale & Tuscaloosa Counties)

 $99,260   $85,080

$81,535   $70,900