Page Header

Homebuyers

Income Limits

These limits (effective on applications taken as of May 1, 2020) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

NON-TARGET AREA
Family Size

3+    1-2

 3+   1-2

STATEWIDE
(except counties specified below)

$91,420   $78,360

 $75,095   $65,300

BALDWIN COUNTY

$97,950   $97,200

$93,150   $81,000

BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $97,950   $87,720

$84,065   $73,100

COFFEE COUNTY

$93,660   $80,280

$76,935   $66,900

HUNTSVILLE AREA
(Limestone & Madison Counties)

$97,950   $97,950

$97,950   $85,300

LEE COUNTY

 $97,950   $91,800

$87,975   $76,500

MONTGOMERY AREA
(Autauga, Elmore, Lowndes & Montgomery Counties)

 $91,980   $78,840

$75,555   $65,700

TUSCALOOSA AREA
(Hale & Tuscaloosa Counties)

 $94,920   $81,360

$77,970   $67,800