These limits (effective on applications taken as of May 1, 2020) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.
TARGET AREAS |
NON-TARGET AREA | |
Family Size |
3+ 1-2 |
3+ 1-2 |
STATEWIDE (except counties specified below) |
$91,420 $78,360 |
$75,095 $65,300 |
BALDWIN COUNTY |
$97,950 $97,200 |
$93,150 $81,000 |
BIRMINGHAM AREA (Bibb, Blount, St. Clair, Shelby & Jefferson Counties) |
$97,950 $87,720 |
$84,065 $73,100 |
COFFEE COUNTY |
$93,660 $80,280 |
$76,935 $66,900 |
HUNTSVILLE AREA (Limestone & Madison Counties) |
$97,950 $97,950 |
$97,950 $85,300 |
LEE COUNTY |
$97,950 $91,800 |
$87,975 $76,500 |
MONTGOMERY AREA (Autauga, Elmore, Lowndes & Montgomery Counties) |
$91,980 $78,840 |
$75,555 $65,700 |
TUSCALOOSA AREA |
$94,920 $81,360 |
$77,970 $67,800 |