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Income Limits

These limits (effective on applications taken as of April 25, 2022) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

 NON-TARGET AREA
Family Size

3+    1-2

 3+   1-2
STATEWIDE
(except counties specified below)

$103,040   $88,320

 $84,640   $73,600
BALDWIN COUNTY

$110,400   $102,600

$98,325   $85,500
BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $110,400   $101,760

$97,520   $84,800
COFFEE COUNTY

$105,140   $90,120

$86,365   $75,100
HUNTSVILLE AREA
(Limestone & Madison Counties)

$110,400   $110,400

$106,605   $92,700
LEE COUNTY

 $110,400   $108,000

$103,500   $90,000
MONTGOMERY AREA
(Autauga, Elmore, Lowndes & Montgomery Counties)

 $105,700  $90,600

$86,825   $75,500

TUSCALOOSA AREA
(Hale & Tuscaloosa Counties)

 $108,640  $93,120

$89,240   $77,600