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Homebuyers

Income Limits

These limits (effective on applications taken as of May 18, 2023) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

NON-TARGET AREAS

Family Size

3+    1-2

 3+   1-2

STATEWIDE
(except counties specified below)

$111,440   $95,520

 $91,540   $79,600

BALDWIN COUNTY

$119,400   $111,600

$106,950   $93,000

BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $119,400   $108,480

$103,960   $90,400

DECATUR AREA
(Lawrence & Morgan Counties)

$119,400   $103,560

$99,245   $86,300

HUNTSVILLE AREA
(Limestone & Madison Counties)

$119,400   $119,400

$119,400   $108,200

LEE COUNTY

 $117,460   $100,680

$96,485   $83,900

TUSCALOOSA AREA
(Greene, Hale, Pickens & Tuscaloosa Counties)

 $116,060   $99,480

$95,335   $82,900