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Homebuyers

Income Limits

These limits (effective on applications taken as of April 15, 2021) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

NON-TARGET AREA
Family Size

3+    1-2

 3+   1-2

STATEWIDE
(except counties specified below)

$93,380   $80,040

 $76,705   $66,700

BALDWIN COUNTY

$100,050   $89,160

$85,445   $74,300

BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $100,050   $93,600

$89,700   $78,000

COFFEE COUNTY

$94,780   $81,240

$77,855   $67,700

HUNTSVILLE AREA
(Limestone & Madison Counties)

$100,050   $99,480

$95,335   $82,900

LEE COUNTY

 $100,050   $93,600

$89,700   $78,000

MONTGOMERY AREA
(Autauga, Elmore, Lowndes & Montgomery Counties)

 $94,640  $81,120

$77,740   $67,600

TUSCALOOSA AREA
(Hale & Tuscaloosa Counties)

 $99,260   $85,080

$81,535   $70,900