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Lenders

On April 6, AHFA hosted its first Spring Virtual Homeownership Forum. We shared a wealth of information about the homebuyer market in Alabama with the participants.

Thank you to the presenters and everyone who “attended” our Spring Virtual Homeownership Forum. This event received great feedback, and we have posted all of the presentations here and on our YouTube channel.

See below for the full video. The videos are also broken out by speaker below, so they may be watched according to interest.

Full Video


Stuart Norton, ACRE | Alabama Home Sales Data and Analysis

Stuart is the data analytics coordinator at the Alabama Center for Real Estate (ACRE) housed within the University of Alabama’s Culverhouse College of Business. He frequently writes and speaks on residential market trends in markets across the state. He creates the center's residential sales forecasts, manages the production of ACRE's residential market reports, and hosts the Real Estate Matters podcast.


Blake Corder, Corder Real Estate, Broker | AHFA Board Member: Alabama New Construction Outlook

Corder is both partner of The Builders Group, LLC, a residential and light commercial contractor, as well as Broker of Corder Real Estate, Inc., both based out of Tuscaloosa. A member of both the Home Builders Association of Tuscaloosa (HBAT) and the Huntsville Madison County Builders Association, Blake chaired the HBAT’s Investment Property Owners Council, and Membership and Parade of Homes Committees. In 2011, he served as HBAT President. Blake was named the HBAT Builder of the Year in 2014 and received the Carolyn Guidroz Humanitarian of the Year Award in 2016.


Tom Horn, Appraiser: Choosing Comps Like an Appraiser & Tips for Winning a Bid in a Hot Market

Horn's appraisal career began in 1990 when he was looking for a change from working in the consumer finance field. Currently, he holds the SRA designation from The Appraisal Institute and concentrates in the area of single-family, vacant land, 2-4 family, and condominium appraisals in the central Alabama area. In addition to performing appraisals for first mortgage loans and refinancing, Horn prepares reports for other uses such as estate planning, private mortgage insurance removal (PMI), For Sale By Owner (FSBO) marketing, and insurance valuations.


Albert Martinez, Essent Guaranty, Inc., Account Manager, HFA East: Using Mortgage Insurance Creatively

Albert joined Essent in 2017 as the account manager for Southeast Florida and is now also part of the HFA support team and serves the Eastern US. Albert has been involved in the mortgage lending industry since 1997. Prior to joining Essent, he was with a major nationwide lender where his primary focus was helping low- and moderate-income communities and serving emerging markets. He worked with Realtors, builders, sales partners, housing counseling and housing finance agencies to fulfill his previous role's goal of providing low- and moderate-income homebuyers with mortgage products designed to help them achieve homeownership responsibly.


James Hall, Freddie Mac, Affordable Lending Manager: HFA Advantage Program & Tools for Real Estate Professionals

Hall joined Freddie Mac April 30, 2018, as their single-family affordable lending manager to promote the Freddie Mac HFA Advantage Mortgage program to HFA’s lenders and realtors. Prior to this position, he worked at the New Jersey Housing and Mortgage Finance Agency (NJHMFA) for 12 years as the Assistant Director in the single-Family Division. There, Hall was responsible for business development while being an advocate for affordable lending for workforce families and the underserved. Prior to joining NJHMFA, he worked in the private mortgage industry for 20 years in various business development and operations positions. Hall has a Bachelor’s degree in Business Administration from Rutgers University–Camden.


Carrie Hamaker, AHFA, and panel | Q&A

Hamaker joined AHFA in 2018. She more than 15 years of mortgage lending management experience. Hamaker is knowledgeable in all areas of the mortgage industry including sales, production, operations and underwriting. A qualified and certified HUD Direct Endorsement Underwriter, she also holds the Staff Appraisal Review designation and has been an active member of the Mortgage Bankers Association of Alabama.