Lender Notices

2025

• 01.06.25 -- Step Up Rate Change

2024

• 12.18.24 -- December Lender Update
• 12.11.24 -- Cancellation Notice on Homeowner's Insurance Policy
• 11.18.24 -- November Lender Update
• 11.12.24 -- First Step + Step Up Rate Change
• 10.22.24 -- System Maintenance Required
• 10.15.24 -- October Lender Update
• 10.03.24 -- First Step and Step Up Rate Change
• 09.17.24 -- September Lender Update
• 09.12.24 -- Clarification on Tax-Exempt Rider Applicability for First Step
• 08.27.24 -- Step Up and First Step Rate Changes
• 08.15.24 -- August Lender Update
• 08.14.24 -- AIS Grant Letter Update
• 08.13.24 -- First Step Tax-Exempt Rider Reminder
• 08.07.24 -- Step Up Rate Change
• 07.23.24 -- AHFA & MBAA Education Session and Luncheon
• 07.18.24 -- July Lender Update
• 07.17.24 -- Common Errors on First Step Compliance Package Submissions
• 07.17.24 -- Step Up Rate Change
• 07.16.24 -- Tax Service Fee Increase
• 06.28.24 -- Updated Checklists for Compliance and Lender Delivery
• 06.14.24 -- June Lender Update
• 06.04.24 -- Compliance Process Changes + Updated Turnaround TimesUnlink
• 06.04.24 -- Freddie Mac Learning - HFA Advantage Training
• 05.24.24 -- First Step and Step Up Rate Changes, Effective May 24, 2024
• 05.16.24 -- Step Up Rate Change, Effective May 16, 2024
• 05.15.24 -- May Lender Update
• 04.25.24 -- MCC Guideline Changes + Updated MCC Checklists
• 04.15.24 -- Step Up Rate Change, Effective April 15, 2024
• 04.15.24 -- April Lender Update
• 04.10.24 -- News Release: First Step MRB 5.5%/6% Rates Open April 15
• 03.15.24 -- March Lender Update
• 03.08.24 -- Step Up Rate Change, Effective March 8, 2024
• 03.08.24 -- Join AHFA & Radian for a 'MI Strategies to Win' Webinar
• 02.15.24 -- Step Up Rate Change, Effective February 16, 2024
• 02.15.24 -- February Lender Update
• 01.16.24 -- January Lender Update
• 01.12.24 -- RETRACTION: IRS Form 4506-C
• 01.12.24 -- Step Up Rate Change, Effective January 12, 2024

2023

• 12.28.23 -- Step Up Income Limit Increased, Effective December 28, 2023
• 12.15.23 -- December Lender Update
• 12.14.23 -- Step Up Income Limit Increased, Effective December 14, 2023
• 12.14.23 -- Step Up Rate Change, Effective December 14, 2023
• 12.06.23 -- Step Up Rate Change, Effective December 6, 2023
• 11.29.23 -- Step Up Rate Change, Effective November 29, 2023
• 11.17.23 -- Step Up Rate Change, Effective November 17, 2023
• 11.16.23 -- November Lender Update
• 11.02.23 -- Step Up Rate Change, Effective November 2, 2023
• 10.19.23 -- REMINDER: IRS Form 4506-C
• 10.19.23 -- October Lender Update
• 10.18.23 -- Step Up Rate Change, Effective October 18, 2023
• 10.03.23 -- Step Up Rate Change, Effective October 3, 2023
• 09.21.23 -- Step Up Rate Change, Effective September 21, 2023
• 09.14.23 -- September Lender Update
• 08.29.23 -- Step Up Rate Change, Effective August 29, 2023
• 08.21.23 -- Step Up Rate Change, Effective August 21, 2023
• 08.15.23 -- August Lender Update
• 08.03.23 -- Step Up Rate Change, Effective August 3, 2023
• 07.13.23 -- July Lender Update
• 07.13.23 -- Step Up Rate Change, Effective July 13, 2023
• 07.06.23 -- Step Up Rate Change, Effective July 6, 2023
• 06.29.23 -- Step Up Rate Change, Effective June 29, 2023
• 06.20.23 -- June Lender Update
• 06.13.23 -- Step Up Rate Change, Effective June 13, 2023
• 05.26.23 -- Step Up Rate Change, Effective May 26, 2023
• 05.23.23 -- Step Up Rate Change, Effective May 23, 2023
• 05.19.23 -- MCC Program Increases Income & Sales Price Limits
• 05.16.23 -- May Lender Update
• 05.11.23 -- Step Up Rate Change, Effective May 11, 2023
• 05.09.23 -- Step Up Rate Change, Effective May 9, 2023
• 05.03.23 -- Step Up Rate Change, Effective May 3, 2023
• 04.26.23 -- Concerned About the Impact of New LLPAs? AHFA is Exempt from these Adjustments
• 04.19.23 -- Step Up Rate Change, Effective April 19, 2023
• 04.13.23 -- April Lender Update
• 04.11.23 -- Step Up Rate Change, Effective April 11, 2023
• 04.05.23 -- Step Up Rate Change, Effective April 5, 2023
• 04.04.23 -- News Alert: Free Toolkit Available to Help Lenders Navigate HFA Programs
• 03.23.23 -- Step Up Rate Change, Effective March 23, 2023
• 03.15.23 -- March Lender Update
• 03.07.23 -- AHFA Aligns with FHA Reduction of MIP Rates
• 02.17.23 -- Step Up Rate Change, Effective February 17, 2023
• 02.15.23 -- Step Up Rate Change, Effective February 15, 2023
• 02.15.23 -- February Lender Update
• 02.06.23 -- Step Up Rate Change, Effective February 6, 2023
• 02.02.23 -- Step Up Rate Change, Effective February 2, 2023
• 02.01.23 -- Step Up Rate Change, Effective February 1, 2023
• 01.25.23 -- Step Up Rate Change, Effective January 25, 2023
• 01.18.23 -- Step Up Rate Change, Effective January 18, 2023
• 01.17.23 -- January Lender Update
• 01.12.23 -- Step Up Rate Change, Effective January 12, 2023

2022

• 12.16.22 -- Notice of Upcoming Changes in Fees
• 12.15.22 -- December Lender Update
• 12.01.22 -- Step Up Rate Change, Effective December 1, 2022
• 11.18.22 -- November Lender Update
• 11.15.22 -- Step Up Rate Change, Effective November 15, 2022
• 11.04.22 -- Upcoming Webinar on FHLMC HFA Advantage Updates
• 11.04.22 -- FHLMC HFA Advantage
• 10.17.22 -- October Lender Update
• 10.13.22 -- Step Up Rate Change, Effective October 13, 2022
• 10.04.22 -- Step Up Rate Change, Effective October 4, 2022
• 09.26.22 -- Step Up Rate Change, Effective September 26, 2022
• 09.23.22 -- Step Up Rate Change, Effective September 23, 2022
• 09.20.22 -- September Lender Update
• 09.20.22 -- Step Up Rate Change, Effective September 20, 2022
• 09.15.22 -- Step Up Rate Change, Effective September 15, 2022
• 09.13.22 -- Step Up Rate Change, Effective September 13, 2022
• 09.06.22 -- Step Up Program Announcements: FHA, VA and Freddie Mac
• 08.15.22 -- August Lender Update
• 08.11.22 -- Step Up Rate Change, Effective August 11, 2022
• 08.02.22 -- Step Up Rate Change, Effective August 2, 2022
• 07.25.22 -- Step Up Rate Change, Effective July 25, 2022
• 07.18.22 -- July Lender Update
• 06.15.22 -- June Lender Update
• 06.13.22 -- Step Up Rate Change, Effective June 13, 2022
• 05.25.22 -- Step Up Rate Change, Effective May 25, 2022
• 05.15.22 -- May Lender Update
• 05.05.22 -- Step Up Rate Change, Effective May 5, 2022
• 04.29.22 -- Tax Service Fee Increase
• 04.27.22 -- MCC Program Increases Income Limits, Effective April 25, 2022
• 04.15.22 -- April Lender Update
• 04.06.22 -- Step Up Rate Change, Effective April 6, 2022
• 03.29.22 -- Step Up Rate Change, Effective March 29, 2022
• 03.25.22 -- Step Up Rate Change, Effective March 25, 2022
• 03.16.22 -- Step Up Rate Change, Effective March 16, 2022
• 03.15.22 -- March Lender Update
• 03.14.22 -- Step Up Rate Change, Effective March 14, 2022
• 03.09.22 -- Notice About IRS Form 4506-C
• 02.15.22 -- February Lender Update
• 02.10.22 -- Step Up Rate Change, Effective February 10, 2022
• 02.08.22 -- Step Up Rate Change, Effective February 8, 2022
• 02.08.22 -- New Payment Address for AL, MS & NC customers
• 02.04.22 -- Step Up Rate Change, Effective February 4, 2022
• 01.28.22 -- Step Up Rate Change, Effective January 28, 2022
• 01.14.22 -- January Lender Update
• 01.05.22 -- Step Up Rate Change, Effective January 5, 2022
• 01.04.22 -- Step Up Rate Change, Effective January 4, 2022

2021

• 12.30.21 -- Step Up Rate Change, Effective December 30, 2021
• 12.15.21 -- December Lender Update
• 11.23.21 -- Step Up Rate Change, Effective November 23, 2021
• 11.15.21 -- November Lender Update
• 11.12.21 -- Step Up Rate Change, Effective November 12, 2021
• 11.09.21 -- Step Up Rate Change, Effective November 9, 2021
• 10.19.21 -- Transfer of Servicing Date
• 10.15.21 -- October Lender Update
• 10.12.21 -- Step Up Rate Change, Effective October 12, 2021
• 09.24.21 -- Step Up Rate Change, Effective September 24, 2021
• 08.03.21 -- Step Up Rate Change, Effective August 3, 2021
• 07.20.21 -- Step Up Rate Change, Effective July 20, 2021
• 07.15.21 -- July Lender Update
• 06.15.21 -- June Lender Update
• 07.07.21 -- Step Up Rate Change, Effective July 7, 2021
• 06.11.21 -- Step Up Rate Change, Effective June 11, 2021
• 05.20.21 -- New Step Up Training on Website
• 05.15.21 -- May Lender Update
• 05.12.21 -- Step Up Rate Changes, Effective May 12, 2021
• 05.03.21 -- Step Up Rate Changes, Effective May 3, 2021
• 04.23.21 -- Lender Online Portal 
• 04.15.21 -- April Lender Update
• 04.13.21 -- Step Up Rate Changes, Effective April 13, 2021
• 04.12.21 -- MCC Program: Increased Income & Sales Price Limits
• 04.06.21 -- Step Up Rate Change, Effective April 6, 2021
• 03.29.21 -- Re-Inspection Required for Alabama Properties Impacted by March 25 & 26, 2021, Storms
• 03.25.21 -- Step Up Rate Change, Effective March 25, 2021
• 03.18.21 -- Step Up Rate Changes, Effective March 18, 2021
• 03.16.21 -- New Lender Delivery Checklist
• 03.15.21 -- New Step Up Reservation Periods
• 02.19.21 -- Remove Lender Fee Cap
• 02.18.21 -- Updates to Policies & Forms
• 02.16.21 -- Step Up Rate Changes, Effective February 16, 2021
• 02.04.21 -- VVOE Overlay Requirement Rescinded
• 02.01.21 -- Step Up Training on 2/9/21
• 01.28.21 -- AHFA Step Up Freddie Mac over 80%
• 01.22.21 -- FHA to Permit DACA Status Recipients to Apply for FHA Insured Mortgages
• 01.15.21 -- January Lender Update

2020

• LN #60-20 -- Step Up Training on 1/14/21
• LN#59-20 -- December Lender Update
• LN#58-20 -- Webinars: Updates to Step Up Program
• LN#57-20 -- Updates to Step Up Program
• LN#56-20 -- November Lender Update
• LN#55-20 -- Step Up Training on 11/10/20 for New Lenders
• LN#54-20 -- October Lender Update
• LN#53-20 -- MCC Training for New Lenders on 10/6/20
• LN#52-20 -- FEMA Declaration Re. Hurricane Sally
• LN#51-20 -- Re-Inspection Required: Hurricane Sally
• LN#50-20 -- September Lender Update
• LN#49-20 -- Webinar: Step Up Training for New Lenders on September 22
• LN#48-20 -- Webinar with Freddie Mac on September 24
• LN#47-20 -- Overlay for Existing Manufactured Housing Loans
• LN#46-20 -- August Lender Update
• LN#45-20 -- Increase in Step Up assistance
• LN#44-20 -- Webinar on 8/11/20
• LN#43-20 -- August 5th Webinar: Step Up & MCC Training
• LN#42-20 -- July Lender Update
• LN#41-20 -- 2nd Lender Webinar on New Rural Homebuyer Program
• LN#40-20 -- New HFA Preferred Rural Homebuyer Program
• LN#39-20 -- Webinar on July 14: NEW Rural Homebuyer Program
• LN#38-20 -- Update to VVOE Requirements Prior to Purchase
• LN#37-20 -- June Lender Update
• LN#36-20 -- Updated Step Up Reservation of Funds/Rate Commitment Form Now Available
• LN#35-20 -- Step Up Rate Change, Effective June 1, 2020
• LN#34-20 -- Updates to Loan Delivery & Purchase Guidelines
• LN#33-20 -- Step Up Rate Change, Effective May 18, 2020
• LN#32-20 -- May Lender Update
• LN#31-20 -- EPD & Forbearance
• LN#30-20 -- Updated Purchase Schedule
• LN#29-20 -- Loans in Early Forbearance
• LN#28-20 -- Changes to MCC Program Effective May 1
• LN#27-10 -- Directions for VVOE Alternative Documentation & Attestations
• LN#26-20 -- Forbearance Compliance Update
• LN#25-20 -- Latest Loan Delivery & Purchase Guidelines_4.16.20
• LN#24-20 -- Re-Inspection Required: AL, AR & MS
• LN#23-20 -- April Lender Update
• LN#22-20 -- New Loans in Forbearance
• LN#21-20 -- Program & Operational Updates
• LN#20-20 -- Re-Inspection Required_3.31.20
• LN#19-20 -- Updates to Loan Delivery & Purchase Guidelines_3.30.20
• LN#18-20 -- Reservation Suspension Lifted
• LN#17-20 -- Updated Loan Delivery & Purchase Guidelines
• LN#16-20 -- Suspending New Reservations UPDATED
• LN#15-20 -- Suspending New Reservations
• LN#14-20 -- Step Up Rate Change, Effective March 19, 2020
• LN#13-20 -- March Lender Update
• LN#12-20 -- Step Up Rate Change, Effective March 11, 2020
• LN#11-20 -- Step Up Rate Change, Effective March 6, 2020
• LN#10-20 -- Training March 10 for HFA Advantage Product
• LN#9-20 -- February Lender Update
• LN#8-20 -- Changes to Loan Delivery Guide & Lender Checklists
• LN#7-20 -- Step Up Webinar
• LN#6-20 -- Loan Delivery Webinar
• LN#5-20 -- Re-Inspection Required_Feb. 2020
• LN#4-20 -- Closed Loan Files
• LN#3-20 -- Step Up Rate Change
• LN#2-20 -- January Lender Update
• LN#1-20 -- Re-Inspection Required: Disaster Policy

2019

• LN#46-19 -- Re-Inspection Required: Disaster Policy
• LN#45-19 -- December Lender Update
• LN#44-19 -- Flood Insurance Deductible Changes
• LN#43-19 -- Webinar: HFA Advantage Program Revisions
• LN#42-19 -- Clarification On Prior Home Possible Advantage Email
• LN#41-19 -- Third Party Origination Partnership
• LN #40-19 -- Revisions to Step Up HFA Advantage Income Limits
• LN #39-19 -- October Lender Update
• LN #38-19 -- Reminders for Submitting Conditions
• LN #37-19 -- September Lender Update
• LN #36-19 -- Step Up rate change, effective September 13
• LN #35-19 -- Condo Approval
• LN #34-19 -- August Lender Update
• LN #33-19 -- Step Up rate change, effective August 2
• LN #32-19 -- Disaster Areas
• LN #31-19 -- July Lender Update
• LN #30-19 -- Step Up rate change, effective July 11
• LN #29-19 -- Step Up rate change, effective June 21
• LN # 28-19 -- June Lender Update
• LN #27-19 -- Training Available for HFA Advantage Product
• LN #26-19 -- Genworth Presents Home Suite Home program
• LN#25-19 -- Processor of the Year
• LN #24-19 -- Uploading Curative Items
• LN #23-19 -- May Lender Update
• LN #22-19 -- Step Up Rate Change
• LN #21-19 -- Update on AHFA's Efforts Regarding HUD's Mortgagee Letter 19-06
• LN #20-19 -- AHFA Lifts FHA Step Up Reservation Suspension
• LN #19-19 -- FHA Step Up Reservations Suspended Due to New HUD Requirements
• LN # 18-19 -- April Lender Update
• LN #17-19 -- Freddie Mac Reviewing Rural Properties webinar on April 15
• LN #16-19 -- Poll: When Will You Begin Using Updated URLA?
• LN #15-19 -- Step Up rate change
• LN #14-19 -- Alabama Communities Suspended from NFIP
• LN #13-19 -- New Lender Scorecard Training
• LN #12-19 -- March Lender Update
• LN # 11-19 -- Disaster Policy Reminder
• LN #10-19 -- Step Up Manual Updated to Reflect Recent Program Changes
• LN #9-19 -- Changes to Step Up Program
• LN #8-19 -- February Lender Update
• LN #7-19 -- AHFA Now Using AllRegs
• LN #6-19 -- Resources Added to Website
• LN #5-19 -- Training for Home Possible Advantage Product
• LN #4-19 -- January Lender Update
• LN #3-19 -- AHFA Announces New Home Possible Advantage Product
• LN #2-19 -- Government Shutdown Related Business Impacts
• LN #1-19 -- AHFA Updated Loan Delivery & Purchase Guidelines