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Loan Reservations/Locks

To make a loan reservation or check loan status, visit Lender Online.

Reservations/locks are to be made on the lender portal website Lender Online. Each lender has an administrator in their organization who will assign access to the AHFA lender portal to their users.

Funds may be transferred between 30- and 45-day reservations by AHFA Operations staff if necessary. You may contact Brian Hunt or Tony Lee to facilitate this.

Contact Tony Lee or Josie Moore for general compliance questions and Candi Clapp for funding questions.

Please note:
  • Reservation Acceptance Notices may be printed directly after the reservation has been accepted, and reprinted later from the Loan Status Tab from the Lender Online primary tool bar. PDF documents, Curative Requests, and Conditional Commitments (Approvals) may also be accessed from the Loan Status Tab on a loan-level basis.
  • Program Manuals may be accessed by the selecting the Program Documents link on secondary toolbar menu on Lender Online.
  • Current Interest Rates are displayed on the home page. Historical interest rates and SRP data may be viewed from a notice posted on the Lender Online bulletin board.


Participating lenders must include specific MCC documents as part of the closing forms submitted to the closing agent, once a conditional commitment has been issued by AHFA. The Final Recapture Settlement Disclosures are located on the Lender Online website under the Program Documents link on the secondary toolbar. Scroll to find the disclosure applicable to the property, county, or MSA to print and include it. The other applicable MCC closing documents may be completed and printed from the PDF documents action icon located on a loan-level basis, from the Loan Status Tab on Lender Online. 

General Inquiries:


7460 Halcyon Pointe Drive
Suite 200
Montgomery, AL 36117 


P.O. Box 242967
Montgomery, AL 36124-2967 


In Alabama: 334.244.9200
Toll-free: 800.325.2432
FAX: 334.244.9213