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Housing Trust Fund

The National Housing Trust Fund (“HTF”) was established by Congress under Title I of the Housing and Economic Recovery Act of 2008. HTF is a formula grant program to be administered by the states. Beginning in 2016, HUD allocated to the State of Alabama a grant of $3 million. AHFA’s proposal, designed pursuant to HUD guidance, targets Extremely Low-Income populations (“ELI”), with a preference to homeless and at-risk of becoming homeless, veterans of the U.S. armed forces, and populations with physical or mental disabilities. Data as of 2017 reflects that of the 369,962 veterans living in the state an estimated 29,047 veterans in Alabama fall into the ELI category. In 2018, there were approximately 339 homeless veterans statewide, and with the housing cost burden, this number could increase.

AHFA proposes a National HTF Allocation Plan (“the Plan”) using a competitive application cycle and point scoring system similar to, but more concise than, the Low-Income Housing Tax Credit program. The Plan is designed to provide funds to develop new construction of decent, safe and sanitary rental housing, with an initial preference for ELI homeless or transitioning veterans, ELI populations with physical or mental disabilities, and homeless populations located primarily in underserved rural areas.

For a summary of Housing Trust Funds Applications received by AHFA, please visit the Allocation & Application Information page.

AHFA Accepting Applications for the National Housing Trust Fund Program

AHFA is currently accepting applications for the National Housing Trust Fund Program. Please join our mailing list to be notified of application dates

New construction projects that received AHFA HOME or Housing Credit awards may submit an application for HTF. Previously funded projects must have committed to provide 7% of the total proposed units for tenants with disabilities or homeless populations and be in compliance with the HTF program, inclusive of the 30% AMI restriction and the 30-year affordability period.

First-time applications should submit the following:

AHFA will engage the third-party environmental firm.

For questions regarding the application process, please send an email to [email protected].

Previously funded projects should submit the following:

AHFA National Housing Trust Fund Allocation Plans




Alabama Strategic Plans & Action Plans

The State of Alabama Consolidated Plan, prepared by the AHFA and the Alabama Department of Economic and Community Affairs, is an annual U.S. Department of Housing & Urban Development-required document which outlines Alabama's affordable housing and community development needs and strategies to meet them.  AHFA participates in the Consolidated Plan process each year by submitting an action plan for the HOME Investment Partnerships program and the AHFA National Housing Trust Fund program.

For more information on the State’s Consolidated Strategic & Action Plans, including CDBG, HOME, ESG, HOPWA & HTF, please visit: ADECA > Strategic Plans & Action Plans.