First Step Team Helps Hospitalized Homebuyer

Through AHFA’s First Step program, Drakeda Horne turned her dream of homeownership into reality — and we couldn’t be prouder to share her story.

Drakeda, a caregiver at a senior facility and mother of three, worked with Elisha Hollis and Stacey Hobbs of Century 21 James Grant Realty, along with Pam Hughes at Fairway Mortgage, to navigate the journey to her first home in Dothan. With determination, teamwork, and the support of the First Step program, they sailed smoothly through the stormy seas of tight timelines, loan requirements, and limited resources to find the perfect home.

Just days before closing, Drakeda was unexpectedly hospitalized. But thanks to a compassionate and committed team, her dream stayed on course.

Closing was delayed just long enough for her to recover, and when the big day arrived, emotions ran high — there wasn’t a dry eye in the room.

“We’re honored that the First Step program could play a role in a new beginning for the Horne family,” said AHFA Single-Family Administrator Carrie Hamaker. “Our low mortgage interest rates, down payment assistance loans, and closing cost grants provide a steady anchor for Alabamians who are ready to seek homeownership.”