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Lender Spotlight: Tyler Wilson, loanDepot, Huntsville

March 01, 2022

After two lackluster experiences buying a house, Tyler Wilson decided to capitalize on his financial background to enter the mortgage world and help give homebuyers a better experience. That was more than 9 years ago, and the list of accolades he has acquired in that time proves he was right to join the mortgage industry. He has been named in the top 1% mortgage loan originator nationally for several years running, and has earned several local and national awards with loanDepot. He has spent the last 4 years of his career at loanDepot. Wilson has been recognized many times as an AHFA quarterly Leading Lender.

Q: How did you hear about AHFA programs?  

A: It was about 8 years ago through programs and product education. 

Q: What do you think is the greatest benefit of Step Up for homebuyers? 

A: With seller’s not paying much in closing costs, having the down payment covered helps the buyer to have any funds needed to cover additional financing costs. Without Step Up, homebuyers would need to get gift funds. There are not many options for 100% financing that do not have geographical restrictions. Also, the new option of allowing assistance to also go towards closing costs is a great additional benefit.

Q: What makes you recommend the Step Up program to your customers? 

A: I have had many customers that were able to qualify credit wise but did not have the 3% or 3.5% down payment. The Step Up program assisted many of my first-time homebuyers who needed the down payment to ensure they did not exhaust all their funds to purchase a house. The assistance is such a tremendous blessing.

Q: What do you like most about working with our programs? 

A: The ease of the team at AHFA for underwriting and compliance. Easy to work with and the program has many benefits to all types of buyers looking for assistance. It’s also super easy to use your Lender Online portal.

Q: What do you enjoy most about your job?

A: Providing bedrooms and backyards for children. The Clear To Close Team truly values our partnership with AHFA. It allows us to have the options we believe are beneficial to offer the families we serve.