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Brandon & Holly Sanders, Fort Payne

This customer Success Story is a little different than the rest. It is the first since the COVID-19 pandemic hit the country.

Our own Tony Lee talked with Tyler Wilson at LoanDepot in Huntsville about how the pandemic is affecting the homebuying process and about helping Holly & Brandon Sanders purchase a home during this time with the help of the Step Up down payment assistance program.

Holly & Brandon are also quoted in the video about how the Step Up program helped them, and what they’re enjoying about their new home.

Step Up provides down payment assistance and a competitive 30-year, fixed interest rate for homebuyers who earn less than $97,300 and meet standards for creditworthiness. The down payment funds are secured by a 10-year second mortgage and are combined with a 30-year, fixed-rate first mortgage.

For even greater savings, Step Up can be combined with a Mortgage Credit Certificate - a tax credit that frees up income to qualify for a mortgage. AHFA's down payment assistance and mortgage tax credits make homeownership affordable across Alabama.