Programs

Homeownership

AHFA’s homeownership programs provide affordable mortgage financing, down payment assistance loans, and closing cost grants for low- to moderate-income homebuyers through a network of participating lenders.

Rental Housing

AHFA administers several state and federal programs designed to increase the supply and affordability of affordable rental housing. While we do not work directly with tenants, we administer financing programs for developers and investors who build and rehabilitate multifamily rental properties.

Mortgage Servicing

AHFA operates its mortgage servicing program under the tradename ServiSolutions® in Alabama, Arkansas and North Carolina. We also help Alabama’s community banks by servicing their loans under our BankServ program. AHFA services all types of mortgages, including FHA, VA, Rural Development, conventional uninsured, and conventional insured loans.

AHFA Kids

AHFA Kids, along with our adult financial literacy program, is designed to teach children, teens, and families the fundamentals of budgeting and money management. These educational initiatives aim to build lifelong financial skills and prepare future generations for responsible homeownership.