Homeownership

How Do I Apply?

Participating Lenders

AHFA does not offer mortgage loans directly to homebuyers. We work with a select network of lenders across Alabama who will help you learn more about our programs. They’ll also walk you through every step of the home buying loan qualification process.

 Contact us at [email protected] or by completing the form below to help find a lender in your area. Below is a list of our active participating lenders for First Step and Step Up.

Lenders

First Step

Step Up

Acopia, LLC

X

X

Acrisure, LLC

X

X

Ameris Bank

X

X

Assurance Financial Group, LLC

X

X

AuburnBank

X

X

Atlantic Bay Mortgage Group, LLC

X

X

BankFirst Financial Services

X

X

Bank of England

X

X

Bank of Frankewing

X

X

Boxcar Mortgage LLC dba Highland Mortgage

X

X

Bryant Bank

X

X

Cadence Bank

X

X

Canopy Mortgage, LLC

X

X

Cardinal Financial Co.

X

X

Churchill Mortgage Corp.

X

X

CMG Mortgage dba CMG Home Loans

X

X

Community Bank of Mississippi

X

X

Cornerstone First Mortgage

X

X

CrossCountry Mortgage, LLC

X

X

DAS Acquisition, LLC dba USA Mortgage

X

X

DHI Mortgage Company

X

X

Direct Mortgage Loans, LLC

X

X

DSLD Mortgage

X

X

Ellason Mortgage Group

X

X

Embrace Home Loans, Inc.

X

X

Everett Financial d/b/a Supreme Lending

X

X

FBC Mortgage, LLC

X

X

Fairway Independent Mortgage Corp.

X

X

First Bank

X

X

First Community Mortgage, Inc.

X

X

First Federal Bank

X

X

First Horizon Bank

X

X

FirstTrust Home Loans, Inc dba 'FT Home Loans'

X

X

Geneva Financial, LLC

X

X

Guaranteed Rate, Inc.

X

X

Guild Mortgage Company, LLC

X

X

Gulf Winds Credit Union

X

X

Hamilton Mortgage Corp.

X

X

Hancock Whitney Bank

X

X

Heritage Mortgage, LLC dba Davidson Home Mtg.

X

X

Homeowners Financial Group USA, LLC

X

X

Hometrust Mortgage Co. dba MortgageAmerica, Inc.

X

X

InterLinc Mortgage Services, LLC

X

X

Ixonia Bank dba Novus Home Mortgage

X

X

LeaderOne Financial Corp.

X

X

Lennar Mortgage, LLC

X

X

loanDepot.com, LLC d/b/a imortgage

X

X

Lower, LLC

X

X

Merchants & Marine Bank

X

X

Moria Development dba Peoples Mortgage

X

X

Movement Mortgage, LLC

X

X

Mutual of Omaha Mortgage, Inc.

X

X

New American Funding (fka "Broker Solutions")

X

X

NFM, Inc. (NFM Lending)

X

X

Planet Home Lending, LLC

X

X

Premier Mortgage Resources, LLC

X

X

Presidential Bank, FSB

X

X

PrimeLending, a PlainCapital Company

X

X

Princeton Mortgage Corp.

X

X

Prosperity Home Mortgage, LLC

X

X

Regions Financial Corp.

X

X

Renasant Bank

X

X

River Bank & Trust

X

X

SWBC Mortgage Corp.

X

X

ServisFirst Bank

X

X

Southeast Mortgage of Georgia, Inc.

X

X

SouthPoint Bank

X

X

SouthState Bank, NA

X

X

Stockton Mortgage Corp.

X

X

Success Mortgage Partners

X

X

Synovus Bank

X

X

The Mortgage Link, Inc.

X

X

TJC Mortgage dba MortgageRight

X

X

Trustmark Mortgage

X

X

Union Home Mortgage

X

X

United Community Bank

X

X

Vanderbilt Mortgage & Finance, Inc. dba Silverton Mortgage

X

X